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Home  //  Credit Card Processing Electronic Check Processing
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Embassy Bankcard Solutions' Electronic check processing services may allow allow some merchants to increase sales by up to 10% or more by offering customers who don't have access to  acredit or debit card to still pay for their purchases using their U.S. based checking account. Processing electronic checks through the Internet and from batch transmissions expands your customers' payment options for both traditional and Internet-based businesses and offers more flexibility in scaling short and long term revenue streams.

Embassy BankCard Solutions offers electronic check processing through eProcessing Networks, our Web-based centralized payment processing system of comprehensive, flexible and user-friendly processing solutions. Our electronic check conversion service transforms a traditional paper check into an electronic check at the point of sale, converting it into an ACH (automated clearing house) transaction.

EProcessing Networks's ACH service expands your profit options beyond credit cards, allowing you to add electronic check payments to your website.

Using electronic check processing, a customer presents their bank account information including their ABA routimg numbers. The merchant use this information to submit an ACH transaction through an online ecommerce gateway or virtual terminal to EProcessing Networks for processing and authorization. The check writer signs a receipt authorizing the transaction, and the check is returned to them. The system debits the customer's account via ACH and transfers the funds to your account in seven days.


Only U.S. citizens or residents who are at least 18 years old and have a SSN can utilize Electronic Check Processing.

 

Unfortunately, certain business and industries can not implement electronic check processing services such as:

• Audiotext
• Card registration organizations
• Check cashing establishments
• Collection agencies
• Companies promoting lotteries or raffles
• Computer Sales
• Credit restoration or repair agencies
• Debt consolidation
• Drug paraphernalia
• Employment agencies
• Gambling
• Third party hotel reservation services
• Illegal products
• Import/Export
• Investment opportunities
• Magazine subscriptions
• Mortgage broker
• Mortgage reduction services
• Outbound telemarketing
• Precious metal/stamp collections
• Pre‐paid phone cards

The latest, most sophisticated digital encryption is used to transmit information, and direct communication lines are used to obtain real-time authorizations, ensuring the accuracy and validity of each transaction. Plus, merchants get the added convenience of having funds deposited directly to their bank account.

HowChecksWork
  1. Merchant's transaction requests are submitted to the eProcessingNetwork Payment Gateway, which passes the requests to a Check Service Provider for comparison against a check writer database.
  2. The Check Service Provider responds to requests based on the results of the comparison to their check writer database. The eProcessingNetwork Payment Gateway returns the response back to the merchant and stores the transaction. The whole process takes seconds!
  3. Check Service Provider debits the check writers account and deposits the funds into each merchant's own checking account.



The entire process is simple and convenient to use. Embassy Bankcard Solutions' eProcessingNetwork offers reliable and secure credit card and check transaction processing services and professional support every step of the way.

Call Us For A No Obligation Consultation

Contact us today for more information on Embassy Bankcard Solutions' eProcessingNetwork at 877-982-0700 or fill out the covenient online form above.

Embassy Services Include:

✓ Highest Level Of Professional Integrity & Ethics
✓ Approval in as little as 24 hours
✓ In Business since 1991
✓ 24/7, U.S.-based customer service
✓ Best-in-class support
✓ No hidden fees
✓ Low, competitive rates
✓ Access To Latest Mobile & Secure Technologies
✓ Competitive Corporate Growth & Revenue Enhancers
✓ Special programs for Non-Profits & High Risk Merchants

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eProcessingNetwork Web-based payment gateway combines the functionality of an electronic countertop terminal with the power to process transactions online that is scalable with limitless opportunities for long term revenue growth and profits . Merchants are able to accept credit cards and debit cards within a robust and powerfully single integrated system that incorporates the latest in ecommerce solutions as they become available. LEARN MORE...
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Authorize.net ‐ accept credit cards and electronic checks anytime, anywhere.

The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably. More than 212,000 merchants trust Authorize.Net to manage their transactions, help prevent fraud, and grow their business.

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